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1321 Bay Avenue

Toms River, NJResidential

Shelter Cove
Pending$449,000
3
Beds
2
Baths
1,410 sf
Sq Ft
1984
Year Built
0.1722 ac
Lot Size
Flood ZoneZone AE

High flood risk

High-risk Special Flood Hazard Area. Flood insurance is typically required by lenders.

Source: FEMA National Flood Hazard Layer. Verify with your insurer.

About This Home

Enjoy easy, shore-area living in the desirable Shelter Cove section of Toms River. This 3 bedroom, 2 bath ranch offers 1,410 sq. ft. of single-level living on a fenced 75 x 100 lot, with a layout that gives you comfort, storage, and flexible space. Inside, the home features laminate flooring through the main living areas, a spacious living room, and an eat-in kitchen with quartz counters, stainless steel appliances, a pantry, and generous cabinetry for everyday organization. Part of the garage has been converted into a bonus room, ideal for a home office, hobby space, playroom, or guest area. A laundry/utility room adds convenience, while the primary bedroom includes its own private full bath with stall shower.

Listing Details

MLS# 22615058

Community Information

Subdivision
Shelter Cove
City
Toms River
County
Ocean
Area
Toms River Twp (TOM)
Zip Code
08753

Architecture

Stories
1
Architectural Style
Ranch
Roof
Shingle

Features & Amenities

Total Rooms
10
Basement
No
Heating
Forced Air, Natural Gas
Cooling
Central Air
Patio & Porch
Patio
Fencing
Fence
Garage Spaces
0.5
Parking Features
Asphalt, Driveway, On Street, Direct Access, Converted Garage, Double Wide Drive

Property Features

Lot Size
0.17
Lot Sq Ft
7405.2
Lot Dimensions
75 x 100
Lot Features
Fenced Area
Zoning
Residential, Single Family
Water Source
Public Water
Sewer
Public Sewer
Directions
Fischer Blvd to Bay Ave

Pricing & HOA

List Price
$449,000
Price / Sq Ft
$318
Sale Includes
Washer, Ceiling Fan(s), Dishwasher, Dryer, Microwave, Stove, Refrigerator, Gas Cooking
Exclusions
Furnishings and personal possessions

Mortgage Calculator

$
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Estimated Monthly Payment

$3,045/mo

Principal & Interest$2,390
Property Tax (est.)$468
Homeowner's Insurance (est.)$187
Loan Amount$359,200

Estimates only. Actual payments vary based on your lender, credit score, and local tax rates. Contact us to connect with a trusted local lender.

Tax & Assessment

Total Assessed Value
$317,700
Land Value
$139,000
Improvement Value
$178,700
Annual Property Tax
$5,785
Property Class
Residential

Neighborhood

$436,100
Median home value
$89,612
Median household income
89%
Owner-occupied

Source: U.S. Census Bureau, American Community Survey (5-year), for this home's census tract.

Nearby Schools

  • Toms River High School East
    High School · Toms River
    1.0 mi
  • East Dover Elementary School
    Elementary · Toms River
    1.4 mi
  • Island Heights Elementary School
    Elementary · Island Heights
    2.1 mi
  • Cedar Grove Elementary School
    Elementary · Toms River
    2.4 mi
  • Washington Street Elementary School
    Elementary · Toms River
    2.7 mi

Nearest public schools by distance. Source: NCES (U.S. Dept. of Education). Confirm attendance zones with the school district.

Recent Sales in Shelter Cove

  • 2400 Stanley Drive, Toms River, Nj 08753
    Sold May 2026 · 3 bd · 2 ba · 1,991 sq ft
    $530,000
  • 6 Cove Road, Toms River, Nj 08753
    Sold May 2026 · 5 bd · 3 ba · 3,052 sq ft
    $1,689,000
  • 30 Wilkins Road, Toms River, Nj 08753
    Sold May 2026 · 4 bd · 3 ba · 3,633 sq ft
    $1,899,000
  • 26 Wilkins Road, Toms River, Nj 08753
    Sold May 2026 · 5 bd · 3 ba · 2,800 sq ft
    $1,430,000

Recent closed sales in this home's community, per the MLS. Shown for context only, not a valuation.

Interior

Bedrooms
3
Bathrooms
2
Living Area
1,410 sq ft
Stories
1

Exterior & Parking

Lot Size
0.1722 acres
Garage
0.5-car
Parking
Garage · 1 space

Construction & Zoning

Year Built
1984
Architectural Style
Ranch Rambler
Building Description
1F1G 1410
Land Use
Single Family Residential
Zoning
R75
Property Class
Residential
Block / Lot
Block 1500.20, Lot 76.06
County
Ocean

Community & HOA

Community
Shelter Cove

Sale History

Sale Date
April 16, 1984
Deed Reference
Book 04212, Page 00793

Property details are sourced from New Jersey public tax and property records (NJ MOD-IV / NJGIN and public parcel data). Listing information courtesy of EXIT Realty Jersey Shore via the MLS. Information is deemed reliable but not guaranteed and should be independently verified.